How to make a BCA credit card for acc speed
Few people think that how to make a BCA credit card is so difficult. The BCA is Indonesia’s largest private bank. In the community year by year, bca is becoming the best private bank in terms of products, services and others.
Variousservices and products are provided by the BCA, one of them is a credit card. Of the various types of credit cards offered by banks, it can be said that BCA credit cards have many enthusiasts. Even every day, there are people interested in applying for a BCA credit card.
Credit card nowadays is like menja in a need, especially on mas it is now, compared tokton making cash payments, payingusing a credit card is considered more fun and practical. We just need to pay the entire bill at the end of the month.
Even for entrepreneurs, credit cards are very useful because they can be used to buy goods for production needs first andat the end of the month, just make payments according to the value of the account. If you are increasingly interested in using a BCA credit card, here’s how to make a BCA credit card and complete information.
Advantages of having a BCA credit card
Having a BCA credit card will certainly provide several benefits when compared to credit cards from other banks. The first advantage, you can enjoy very competitive credit interest rates. All the BCA credit cards you use, be it Visa or Master Card, all have very attractive interest rates.
Secondly, you can shop abroad at will. You can make purchases abroad using a BCA credit card safely and securely, and the exchange rate of ownership of this credit card is very low. The BCA even provides the BCA Travel Service, which will help you during your vacation abroad.
Third, payments are received in real time. If you make a credit card payment using a BCA ATM, BCAby phone or using bandr as a BCA transaction facility, automatically the limit amount you have immediately increasesat that time, even if youmake the payment on holidays.
Fourthly, it has a very wide network of traders. How to make a BCA credit card is so sought after, one of which is because of this advantage. The bca credit card ownership merchant network is very broad, even supported by more than 1200 branches across the country. The BCA even collaborated with 6,500 traders.
Types of BCA CC You Should Know
The BCA offers a wide selection of credit card types and is divided according to payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here is more information about choosing bca credit card types:
- BCA card. Multiple cards that are included in the BCA card type as the Daily Card. The limit of this card is 3 million euros and has an annual fee of R $ 125 thousand. There is also a Platinum card with a limit of 20 million IDR, and an annual fee of 250,000 IDR. Finally, there is the Indomaret Card with a limit of 3 million IDR and an annual fee of 125,000 euros. How to make a BCA credit card is fairly easy.
- BCA Mastercard. In the BCA Mastercard type, the platinum type has a limit of 20 million IDR, while the annual fee is 450,000 IDR, the Black type has a limit of 20 million IDR and an annual rate of IDR 450,000, finally the Matahari Mastercard, a limit of 3 million and an annual IDR rate of 125,000.
- BCA Visa Card. Visa Batman has an annual fee of IDR 125,000 and a limit of IDR 3 million, visa black limit of IDR 20 million and an annual fee of IDR 450,000, Singapore Airlines Visa, Annual IDR rate of 500,000 and an IDR limit of 20 million. How to make a BCA Black credit card is quite difficult, but the given limit is large.
- BCA JCB Card. JCB BCA Card types are divided into 2 types, i.e. National Privileges and World Privileges. This credit card product is actually a special product so that information about annual fees and card limits, you can contact directly with the BCA.
How to make a BCA credit card
Before making a BCA credit card, you must ensure that you have met the various requirements provided by the BCA, such as the minimum age of the card applicant is 21 years and a maximum of 65 years, then the minimum monthly income is $ 4 million and for some cards at least R $ 3 million.
Documents that must be prepared when you want to apply for a card such as id, proof of income for employees and professionals. If you are a self-employed by profession, you must attach financial statements. In addition, other files, such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and a deed of commercial establishment for the self-employed.
If various types of documents are complete, how to make a BCA credit card can be done online and offline. If you want to apply online, you can access the BCA website directly or through financial services that have collaborated with bca.
If you choose to apply for an offline credit card, you just need to visit the nearest BCA agency, bringing in multiple documents. Later, customer service will help you process the app for a card application. Fill out all forms provided by customer service, be sure to fill it out completely. So that the card can be processed faster.
Tips for BCA credit card applications to be accepted
Although it is very easy to create a BCA credit card for your credit card application to be accepted, you must meet various conditions. You must fill in all documents requested by the bank. Also, make sure that the requested documents are in accordance with your needs, so that the request can be processed quickly.
Second, make sure you have a good credit history. The BCA Bank certainly doesn’t want to accept applications if you have a bad credit history. Therefore, make sure that you do not have arrears or an unrealized credit history for at least the last 6 months. If you still have installments, be sure to pay on time.
Thirdly, the income corresponds to the criteria required by the bank. It was explained that the minimum income should be R$ 3 million and there are some cards that are R$ 4 million. Make sure your income is appropriate. Some types of jobs can be quite risky if so you can start saving using BCA so there is enough savings there.
fourth, have enough savings on a BCA account. In fact, it will be easier if you have a sufficient amount of money in your BCA account, or have been a BCA customer for many years. By becoming a loyal customer, it is clear that the bank will consider its application well.
The BCA credit card may in fact be the best choice for anyone who wants to have a credit card with professional and complete services, especially because the offers offered every month are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so what are you waiting for.